FOR NEW AND USED BMWS. NO ONE UNDERSTANDS YOUR BMW, LIKE BMW
When you truly love your BMW you want to protect it in the best way. BMW Flex Car Insurance is a fully comprehensive monthly subscription insurance policy designed for your new or used BMW to give you total peace of mind and total flexibility.
It’s not just any insurance policy but an investment in maintaining your BMW beyond the drive.
WHY BMW FLEX CAR INSURANCE
| Treat your BMW right. | BMW network courtesy car. | Fully Flex. |
| Repairs guaranteed for 5 years, performed by qualified BMW technicians with BMW parts – keeping your BMW in the best condition. | Courtesy car included as standard even if your vehicle is stolen and not recovered or beyond economical repair. | There’s no tie-in, no up-front deposits and no interest charges. You can cancel or make changes any time – this is a simple monthly subscription that works for life today. |
| Transparent. | Easy access. | No hidden fees. |
| See what’s under the hood and understand what affects your premium with your unique WriskScore™. | Set up and manage your policy anytime, anywhere. It takes only a few taps and changes apply immediately – no waiting for paperwork or estimates or call centres! | Make changes, renew, cancel all without charges and your price is guaranteed for 12 months – unless you need to make a change of course. |
• Guaranteed option of BMW Approved Bodyshop repair in the UK
• Use of a courtesy car whilst your car is being repaired (subject to availability)
• Uninsured driver promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
• Roof box cover up to £750
• 24 hour UK recovery in the event of an accident
• Replacement child car seats in the event of an accident
• Sole glass replacement or repair will not affect your No Claims Bonus
• Enjoy 90 days’ full policy cover in a 12-month period when you visit the EU
• Up to £1,000 cover for replacement vehicle keys and locks
• Cover for personal accidents involving the car up to £20,000 per person (up to a maximum of £60,000) and medical expenses related to a car accident up to £500
• Car contents and personal belongings cover up to £1,000
• Maximum driver age 85 years old
• Minimum driver age of 30 years old for some high performance models
• Fitment of a tracking device will be required on selected models, for example, high performance vehicles (e.g. M Series) or those over £75,000 in value
• Have held a full UK/EU licence for at least one year
• UK residents only
• Have had no more than three at-fault claims in the past five years
• Have a maximum of three minor driving convictions in the past five years and no major convictions
• Young/inexperienced driver excesses may apply
• You must be able to pass an identity check at your address
• Specific offer, terms, conditions, exclusions and excesses may vary
• Other terms, conditions, exclusions and excesses apply
