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Representative Example
Representative example – Personal Contract Purchase | 38 monthly payments of £297.01, Term of agreement 39 months, Optional final payment £8,268.59, Cash price £18,490.00, Your deposit £3,000.00, Total deposit £3,000.00, Total amount of credit £15,490.00, Total amount payable £22,554.97, Fixed rate of interest 10.9% fixed, Representative APR 10.9%. Finance example is for a used MINI Select agreement for the Countryman Cooper Exclusive with a contract mileage of 32,500 miles and excess mileage charge of 6.27p per mile. Bowker Preston Limited and Bowker Blackburn Limited are credit brokers not lenders. Finance available from MINI Financial Services Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Retail customers only. Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. ‘MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Bowker Preston Limited and Bowker Blackburn Limited introduce customers to a selected panel of lenders, which includes MINI Financial Services. We will receive a fixed commission for introducing you to MINI Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
BMW X5
2021 BMW X5 xDrive30d M Sport
£41,991
PCP Available from: £588.11 p/m
HP Available from: £949.02 p/m
See Representative Example2021 BMW X5 xDrive30d M Sport
PCP Representative Example
36 Monthly Payments
£588
On the Road Cash Price
£41,991
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£4,199
Optional Final Repayment
£21,555
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
11p
Amount of Credit
£37,792
Total Amount Payable
£53,395
Interest Charges
£11,404
HP Representative Example
36 Monthly Payments
£949
On the Road Cash Price
£41,991
Representative APR
9.9% APR
Customer Deposit
£4,199
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£37,792
Total Amount Payable
£49,753
Interest Charges
£7,762
- 2022
- / 39251 Miles
- / 2993 cc
- Bowker Preston BMW
X6
2023 BMW X6 xDrive40d M Sport
£43,327
PCP Available from: £651.35 p/m
HP Available from: £979.22 p/m
See Representative Example2023 BMW X6 xDrive40d M Sport
PCP Representative Example
36 Monthly Payments
£651
On the Road Cash Price
£43,327
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£4,333
Optional Final Repayment
£19,698
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
11p
Amount of Credit
£38,994
Total Amount Payable
£54,645
Interest Charges
£11,318
HP Representative Example
36 Monthly Payments
£979
On the Road Cash Price
£43,327
Representative APR
9.9% APR
Customer Deposit
£4,333
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£38,994
Total Amount Payable
£51,336
Interest Charges
£8,009
- 49653 Miles
- Bowker Preston BMW
BMW X5
2025 BMW X5 xDrive30d M Sport
£59,994
PCP Available from: £786.48 p/m
HP Available from: £1332.29 p/m
See Representative Example2025 BMW X5 xDrive30d M Sport
PCP Representative Example
36 Monthly Payments
£786
On the Road Cash Price
£59,994
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£5,999
Optional Final Repayment
£31,898
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
17p
Amount of Credit
£53,995
Total Amount Payable
£74,862
Interest Charges
£14,868
HP Representative Example
36 Monthly Payments
£1,332
On the Road Cash Price
£59,994
Representative APR
8.9% APR
Customer Deposit
£5,999
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£53,995
Total Amount Payable
£69,950
Interest Charges
£9,956
- 2025
- / 7757 Miles
- / 2993 cc
- Bowker Preston BMW
BMW M2
2025 BMW G87 M2 CS Coupe
£94,997
HP Available from: £2109.62 p/m
See Representative Example2025 BMW G87 M2 CS Coupe
HP Representative Example
36 Monthly Payments
£2,110
On the Road Cash Price
£94,997
Representative APR
8.9% APR
Customer Deposit
£9,500
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£85,497
Total Amount Payable
£110,762
Interest Charges
£15,765
- 2025
- / 9216 Miles
- / 2993 cc
- Bowker Preston BMW
BMW 3 Series
2024 BMW M340d xDrive Saloon
£40,677
PCP Available from: £652.79 p/m
HP Available from: £919.33 p/m
See Representative Example2024 BMW M340d xDrive Saloon
PCP Representative Example
36 Monthly Payments
£653
On the Road Cash Price
£40,677
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£4,068
Optional Final Repayment
£16,137
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
11p
Amount of Credit
£36,609
Total Amount Payable
£50,886
Interest Charges
£10,209
HP Representative Example
36 Monthly Payments
£919
On the Road Cash Price
£40,677
Representative APR
9.9% APR
Customer Deposit
£4,068
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£36,609
Total Amount Payable
£48,197
Interest Charges
£7,520
- 2024
- / 23236 Miles
- / 2993 cc
- Bowker Preston BMW
BMW X5
2023 BMW X5 M Competition
£72,434
PCP Available from: £1100.96 p/m
HP Available from: £1637.07 p/m
See Representative Example2023 BMW X5 M Competition
PCP Representative Example
36 Monthly Payments
£1,101
On the Road Cash Price
£72,434
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£7,243
Optional Final Repayment
£32,245
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
18p
Amount of Credit
£65,191
Total Amount Payable
£91,234
Interest Charges
£18,800
HP Representative Example
36 Monthly Payments
£1,637
On the Road Cash Price
£72,434
Representative APR
9.9% APR
Customer Deposit
£7,243
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£65,191
Total Amount Payable
£85,824
Interest Charges
£13,390
- 2023
- / 28295 Miles
- / 4395 cc
- Bowker Preston BMW
BMW 2 Series
2024 BMW 220i Luxury Active Tourer
£21,191
PCP Available from: £330.66 p/m
HP Available from: £478.92 p/m
See Representative Example2024 BMW 220i Luxury Active Tourer
PCP Representative Example
36 Monthly Payments
£331
On the Road Cash Price
£21,191
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,119
Optional Final Repayment
£8,944
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
6p
Amount of Credit
£19,072
Total Amount Payable
£26,604
Interest Charges
£5,413
HP Representative Example
36 Monthly Payments
£479
On the Road Cash Price
£21,191
Representative APR
9.9% APR
Customer Deposit
£2,119
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£19,072
Total Amount Payable
£25,108
Interest Charges
£3,917
- 2024
- / 31219 Miles
- / 1499 cc
- Bowker Preston BMW
BMW 2 Series
2026 BMW 225e xDrive M Sport Active Tourer
£27,980
PCP Available from: £425.23 p/m
HP Available from: £621.35 p/m
See Representative Example2026 BMW 225e xDrive M Sport Active Tourer
PCP Representative Example
36 Monthly Payments
£425
On the Road Cash Price
£27,980
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£2,798
Optional Final Repayment
£11,604
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
8p
Amount of Credit
£25,182
Total Amount Payable
£34,388
Interest Charges
£6,408
HP Representative Example
36 Monthly Payments
£621
On the Road Cash Price
£27,980
Representative APR
8.9% APR
Customer Deposit
£2,798
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£25,182
Total Amount Payable
£32,624
Interest Charges
£4,644
- 2026
- / 4937 Miles
- / 1499 cc
- Bowker Blackburn BMW
BMW X3
2023 BMW X3 M40i
£42,490
PCP Available from: £708.87 p/m
HP Available from: £960.3 p/m
See Representative Example2023 BMW X3 M40i
PCP Representative Example
36 Monthly Payments
£709
On the Road Cash Price
£42,490
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£4,249
Optional Final Repayment
£15,316
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
9p
Amount of Credit
£38,241
Total Amount Payable
£52,882
Interest Charges
£10,392
HP Representative Example
36 Monthly Payments
£960
On the Road Cash Price
£42,490
Representative APR
9.9% APR
Customer Deposit
£4,249
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£38,241
Total Amount Payable
£50,344
Interest Charges
£7,854
- 2023
- / 42213 Miles
- / 2998 cc
- Bowker Blackburn BMW
BMW iX3
2022 BMW iX3 M Sport Pro
£28,940
PCP Available from: £486.91 p/m
HP Available from: £654.06 p/m
See Representative Example2022 BMW iX3 M Sport Pro
PCP Representative Example
36 Monthly Payments
£487
On the Road Cash Price
£28,940
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,894
Optional Final Repayment
£10,197
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
6p
Amount of Credit
£26,046
Total Amount Payable
£35,976
Interest Charges
£7,036
HP Representative Example
36 Monthly Payments
£654
On the Road Cash Price
£28,940
Representative APR
9.9% APR
Customer Deposit
£2,894
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£26,046
Total Amount Payable
£34,290
Interest Charges
£5,350
- 2022
- / 34294 Miles
- Bowker Blackburn BMW
BMW X4
2025 BMW X4 xDrive20d M Sport
£42,940
PCP Available from: £603.43 p/m
HP Available from: £953.57 p/m
See Representative Example2025 BMW X4 xDrive20d M Sport
PCP Representative Example
36 Monthly Payments
£603
On the Road Cash Price
£42,940
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£4,294
Optional Final Repayment
£20,561
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
11p
Amount of Credit
£38,646
Total Amount Payable
£53,217
Interest Charges
£10,277
HP Representative Example
36 Monthly Payments
£954
On the Road Cash Price
£42,940
Representative APR
8.9% APR
Customer Deposit
£4,294
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£38,646
Total Amount Payable
£50,066
Interest Charges
£7,126
- 2025
- / 8198 Miles
- / 1995 cc
- Bowker Blackburn BMW
BMW X3
2019 BMW X3 xDrive20d M Sport
£20,980
PCP Available from: £417.43 p/m
HP Available from: £474.15 p/m
See Representative Example2019 BMW X3 xDrive20d M Sport
PCP Representative Example
36 Monthly Payments
£417
On the Road Cash Price
£20,980
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,098
Optional Final Repayment
£8,882
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
34 Months
Excess Mileage Charge per mile
8p
Amount of Credit
£18,882
Total Amount Payable
£24,755
Interest Charges
£3,775
HP Representative Example
36 Monthly Payments
£474
On the Road Cash Price
£20,980
Representative APR
9.9% APR
Customer Deposit
£2,098
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£18,882
Total Amount Payable
£24,858
Interest Charges
£3,878
- 2019
- / 68381 Miles
- / 1995 cc
- Bowker Blackburn BMW
