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Representative Example
Representative example – Personal Contract Purchase | 38 monthly payments of £297.01, Term of agreement 39 months, Optional final payment £8,268.59, Cash price £18,490.00, Your deposit £3,000.00, Total deposit £3,000.00, Total amount of credit £15,490.00, Total amount payable £22,554.97, Fixed rate of interest 10.9% fixed, Representative APR 10.9%. Finance example is for a used MINI Select agreement for the Countryman Cooper Exclusive with a contract mileage of 32,500 miles and excess mileage charge of 6.27p per mile. Bowker Preston Limited and Bowker Blackburn Limited are credit brokers not lenders. Finance available from MINI Financial Services Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Retail customers only. Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. ‘MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Bowker Preston Limited and Bowker Blackburn Limited introduce customers to a selected panel of lenders, which includes MINI Financial Services. We will receive a fixed commission for introducing you to MINI Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
BMW 3 Series
2019 BMW 320d M Sport Shadow Edition Touring
£16,997
HP Available from: £384.13 p/m
See Representative Example2019 BMW 320d M Sport Shadow Edition Touring
HP Representative Example
36 Monthly Payments
£384
On the Road Cash Price
£16,997
Representative APR
9.9% APR
Customer Deposit
£1,700
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£15,297
Total Amount Payable
£20,139
Interest Charges
£3,142
- 2019
- / 78823 Miles
- / 1995 cc
- Bowker Preston BMW
BMW 3 Series
2026 BMW 330e M Sport Touring
£36,390
PCP Available from: £516.24 p/m
HP Available from: £808.11 p/m
See Representative Example2026 BMW 330e M Sport Touring
PCP Representative Example
36 Monthly Payments
£516
On the Road Cash Price
£36,390
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£3,639
Optional Final Repayment
£17,153
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
13p
Amount of Credit
£32,751
Total Amount Payable
£45,055
Interest Charges
£8,665
HP Representative Example
36 Monthly Payments
£808
On the Road Cash Price
£36,390
Representative APR
8.9% APR
Customer Deposit
£3,639
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£32,751
Total Amount Payable
£42,429
Interest Charges
£6,039
- 2026
- / 8336 Miles
- / 1998 cc
- Bowker Preston BMW
BMW X5
2026 BMW X5 xDrive50e M Sport
£67,480
PCP Available from: £933.74 p/m
HP Available from: £1498.54 p/m
See Representative Example2026 BMW X5 xDrive50e M Sport
PCP Representative Example
36 Monthly Payments
£934
On the Road Cash Price
£67,480
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£6,748
Optional Final Repayment
£33,127
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
18p
Amount of Credit
£60,732
Total Amount Payable
£83,761
Interest Charges
£16,281
HP Representative Example
36 Monthly Payments
£1,499
On the Road Cash Price
£67,480
Representative APR
8.9% APR
Customer Deposit
£6,748
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£60,732
Total Amount Payable
£78,679
Interest Charges
£11,199
- 2026
- / 5282 Miles
- / 2998 cc
- Bowker Preston BMW
BMW 5 Series
2026 BMW 520i M Sport Pro Touring
£44,283
PCP Available from: £622.52 p/m
HP Available from: £983.39 p/m
See Representative Example2026 BMW 520i M Sport Pro Touring
PCP Representative Example
36 Monthly Payments
£623
On the Road Cash Price
£44,283
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£4,428
Optional Final Repayment
£21,192
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
15p
Amount of Credit
£39,855
Total Amount Payable
£54,879
Interest Charges
£10,596
HP Representative Example
36 Monthly Payments
£983
On the Road Cash Price
£44,283
Representative APR
8.9% APR
Customer Deposit
£4,428
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£39,855
Total Amount Payable
£51,632
Interest Charges
£7,349
- 2026
- / 5542 Miles
- / 1998 cc
- Bowker Preston BMW
BMW 3 Series
2026 BMW 330e M Sport Touring
£36,940
PCP Available from: £527.13 p/m
HP Available from: £820.32 p/m
See Representative Example2026 BMW 330e M Sport Touring
PCP Representative Example
36 Monthly Payments
£527
On the Road Cash Price
£36,940
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£3,694
Optional Final Repayment
£17,239
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
13p
Amount of Credit
£33,246
Total Amount Payable
£45,708
Interest Charges
£8,768
HP Representative Example
36 Monthly Payments
£820
On the Road Cash Price
£36,940
Representative APR
8.9% APR
Customer Deposit
£3,694
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£33,246
Total Amount Payable
£43,070
Interest Charges
£6,130
- 2026
- / 7468 Miles
- / 1998 cc
- Bowker Preston BMW
BMW iX2
2026 BMW iX2 xDrive30 Shadow Edition
£35,444
2026 BMW iX2 xDrive30 Shadow Edition
View Details- 2026
- / 8326 Miles
- Bowker Preston BMW
BMW X5
2026 BMW X5 xDrive50e M Sport
£67,480
PCP Available from: £943.78 p/m
HP Available from: £1498.54 p/m
See Representative Example2026 BMW X5 xDrive50e M Sport
PCP Representative Example
36 Monthly Payments
£944
On the Road Cash Price
£67,480
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£6,748
Optional Final Repayment
£32,564
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
18p
Amount of Credit
£60,732
Total Amount Payable
£83,670
Interest Charges
£16,190
HP Representative Example
36 Monthly Payments
£1,499
On the Road Cash Price
£67,480
Representative APR
8.9% APR
Customer Deposit
£6,748
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£60,732
Total Amount Payable
£78,679
Interest Charges
£11,199
- 2026
- / 9335 Miles
- / 2998 cc
- Bowker Preston BMW
BMW 3 Series
2026 BMW 330e M Sport Touring
£36,340
PCP Available from: £517.69 p/m
HP Available from: £807 p/m
See Representative Example2026 BMW 330e M Sport Touring
PCP Representative Example
36 Monthly Payments
£518
On the Road Cash Price
£36,340
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£3,634
Optional Final Repayment
£17,008
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
13p
Amount of Credit
£32,706
Total Amount Payable
£44,974
Interest Charges
£8,634
HP Representative Example
36 Monthly Payments
£807
On the Road Cash Price
£36,340
Representative APR
8.9% APR
Customer Deposit
£3,634
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£32,706
Total Amount Payable
£42,371
Interest Charges
£6,031
- 2026
- / 9793 Miles
- / 1998 cc
- Bowker Preston BMW
BMW 3 Series
2026 BMW 330e M Sport Touring
£36,340
PCP Available from: £516.33 p/m
HP Available from: £807 p/m
See Representative Example2026 BMW 330e M Sport Touring
PCP Representative Example
36 Monthly Payments
£516
On the Road Cash Price
£36,340
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£3,634
Optional Final Repayment
£17,085
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
13p
Amount of Credit
£32,706
Total Amount Payable
£44,986
Interest Charges
£8,646
HP Representative Example
36 Monthly Payments
£807
On the Road Cash Price
£36,340
Representative APR
8.9% APR
Customer Deposit
£3,634
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£32,706
Total Amount Payable
£42,371
Interest Charges
£6,031
- 2026
- / 9022 Miles
- / 1998 cc
- Bowker Preston BMW
BMW X4
2022 BMW X4 xDrive20d M Sport
£31,833
PCP Available from: £497.71 p/m
HP Available from: £719.44 p/m
See Representative Example2022 BMW X4 xDrive20d M Sport
PCP Representative Example
36 Monthly Payments
£498
On the Road Cash Price
£31,833
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£3,183
Optional Final Repayment
£13,379
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
7p
Amount of Credit
£28,650
Total Amount Payable
£39,955
Interest Charges
£8,122
HP Representative Example
36 Monthly Payments
£719
On the Road Cash Price
£31,833
Representative APR
9.9% APR
Customer Deposit
£3,183
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£28,650
Total Amount Payable
£37,717
Interest Charges
£5,884
- 2022
- / 32457 Miles
- / 1995 cc
- Bowker Preston BMW
BMW X5
2026 BMW X5 xDrive50e M Sport
£65,789
PCP Available from: £885.3 p/m
HP Available from: £1460.99 p/m
See Representative Example2026 BMW X5 xDrive50e M Sport
PCP Representative Example
36 Monthly Payments
£885
On the Road Cash Price
£65,789
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£6,579
Optional Final Repayment
£33,699
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
18p
Amount of Credit
£59,210
Total Amount Payable
£81,887
Interest Charges
£16,098
HP Representative Example
36 Monthly Payments
£1,461
On the Road Cash Price
£65,789
Representative APR
8.9% APR
Customer Deposit
£6,579
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£59,210
Total Amount Payable
£76,707
Interest Charges
£10,918
- 2026
- / 3541 Miles
- / 2998 cc
- Bowker Preston BMW
BMW X3
2026 BMW X3 20d xDrive M Sport
£46,195
PCP Available from: £644.79 p/m
HP Available from: £1025.85 p/m
See Representative Example2026 BMW X3 20d xDrive M Sport
PCP Representative Example
36 Monthly Payments
£645
On the Road Cash Price
£46,195
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£4,620
Optional Final Repayment
£22,366
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
13p
Amount of Credit
£41,576
Total Amount Payable
£57,290
Interest Charges
£11,095
HP Representative Example
36 Monthly Payments
£1,026
On the Road Cash Price
£46,195
Representative APR
8.9% APR
Customer Deposit
£4,620
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£41,576
Total Amount Payable
£53,861
Interest Charges
£7,666
- 2026
- / 7776 Miles
- / 1995 cc
- Bowker Preston BMW
