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Representative Example
Representative example – Personal Contract Purchase | 38 monthly payments of £297.01, Term of agreement 39 months, Optional final payment £8,268.59, Cash price £18,490.00, Your deposit £3,000.00, Total deposit £3,000.00, Total amount of credit £15,490.00, Total amount payable £22,554.97, Fixed rate of interest 10.9% fixed, Representative APR 10.9%. Finance example is for a used MINI Select agreement for the Countryman Cooper Exclusive with a contract mileage of 32,500 miles and excess mileage charge of 6.27p per mile. Bowker Preston Limited and Bowker Blackburn Limited are credit brokers not lenders. Finance available from MINI Financial Services Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Retail customers only. Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. ‘MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Bowker Preston Limited and Bowker Blackburn Limited introduce customers to a selected panel of lenders, which includes MINI Financial Services. We will receive a fixed commission for introducing you to MINI Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
MINI Hatch
2022 MINI 5-Door Hatch Cooper Exclusive
£17,390
PCP Available from: £245.71 p/m
See Representative Example2022 MINI 5-Door Hatch Cooper Exclusive
PCP Representative Example
36 Monthly Payments
£246
On the Road Cash Price
£17,390
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£1,739
Optional Final Repayment
£8,804
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
6p
Amount of Credit
£15,651
Total Amount Payable
£22,091
Interest Charges
£4,701
- 2022
- / 26130 Miles
- / 1499 cc
- Bowker Blackburn MINI
MINI Cooper
2025 MINI Cooper Convertible S
£28,390
PCP Available from: £424.34 p/m
See Representative Example2025 MINI Cooper Convertible S
PCP Representative Example
36 Monthly Payments
£424
On the Road Cash Price
£28,390
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,839
Optional Final Repayment
£13,048
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
9p
Amount of Credit
£25,551
Total Amount Payable
£35,831
Interest Charges
£7,441
- 2025
- / 8502 Miles
- / 1998 cc
- Bowker Blackburn MINI
MINI Cooper
2025 MINI Cooper S 3 Door
£25,490
PCP Available from: £351.26 p/m
See Representative Example2025 MINI Cooper S 3 Door
PCP Representative Example
36 Monthly Payments
£351
On the Road Cash Price
£25,490
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£2,549
Optional Final Repayment
£12,595
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
8p
Amount of Credit
£22,941
Total Amount Payable
£31,653
Interest Charges
£6,163
- 2025
- / 6578 Miles
- / 1998 cc
- Bowker Blackburn MINI
MINI Cooper
2026 MINI Cooper S 5 Door
£26,490
PCP Available from: £349.97 p/m
See Representative Example2026 MINI Cooper S 5 Door
PCP Representative Example
36 Monthly Payments
£350
On the Road Cash Price
£26,490
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£2,649
Optional Final Repayment
£13,932
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
9p
Amount of Credit
£23,841
Total Amount Payable
£33,030
Interest Charges
£6,540
- 2026
- / 2568 Miles
- / 1998 cc
- Bowker Blackburn MINI
MINI Cooper
2025 MINI Cooper S 3 Door
£24,990
PCP Available from: £333.37 p/m
See Representative Example2025 MINI Cooper S 3 Door
PCP Representative Example
36 Monthly Payments
£333
On the Road Cash Price
£24,990
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£2,499
Optional Final Repayment
£12,964
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
8p
Amount of Credit
£22,491
Total Amount Payable
£31,131
Interest Charges
£6,141
- 2025
- / 3570 Miles
- / 1998 cc
- Bowker Blackburn MINI
MINI Cooper
2024 MINI Cooper C 3 Door
£24,490
PCP Available from: £353.07 p/m
See Representative Example2024 MINI Cooper C 3 Door
PCP Representative Example
36 Monthly Payments
£353
On the Road Cash Price
£24,490
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,449
Optional Final Repayment
£11,996
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
7p
Amount of Credit
£22,041
Total Amount Payable
£31,040
Interest Charges
£6,550
- 2024
- / 10284 Miles
- / 1499 cc
- Bowker Blackburn MINI
BMW 2 Series
2024 BMW M235i xDrive Gran Coupe
£29,457
PCP Available from: £421.76 p/m
HP Available from: £665.74 p/m
See Representative Example2024 BMW M235i xDrive Gran Coupe
PCP Representative Example
36 Monthly Payments
£422
On the Road Cash Price
£29,457
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,946
Optional Final Repayment
£14,596
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
12p
Amount of Credit
£26,511
Total Amount Payable
£37,364
Interest Charges
£7,907
HP Representative Example
36 Monthly Payments
£666
On the Road Cash Price
£29,457
Representative APR
9.9% APR
Customer Deposit
£2,946
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£26,511
Total Amount Payable
£34,902
Interest Charges
£5,445
- 2024
- / 14222 Miles
- / 1998 cc
- Bowker Preston BMW
- 2026
- / 9488 Miles
- Bowker Preston BMW
BMW X5
2025 BMW X5 xDrive50e M Sport
£64,894
PCP Available from: £936.01 p/m
HP Available from: £1466.66 p/m
See Representative Example2025 BMW X5 xDrive50e M Sport
PCP Representative Example
36 Monthly Payments
£936
On the Road Cash Price
£64,894
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£6,489
Optional Final Repayment
£31,763
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
17p
Amount of Credit
£58,405
Total Amount Payable
£82,245
Interest Charges
£17,351
HP Representative Example
36 Monthly Payments
£1,467
On the Road Cash Price
£64,894
Representative APR
9.9% APR
Customer Deposit
£6,489
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£58,405
Total Amount Payable
£76,890
Interest Charges
£11,996
- 2025
- / 12814 Miles
- / 2998 cc
- Bowker Preston BMW
BMW X4
2025 BMW X4 xDrive20d M Sport
£42,619
PCP Available from: £594.96 p/m
HP Available from: £946.44 p/m
See Representative Example2025 BMW X4 xDrive20d M Sport
PCP Representative Example
36 Monthly Payments
£595
On the Road Cash Price
£42,619
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£4,262
Optional Final Repayment
£20,629
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
11p
Amount of Credit
£38,357
Total Amount Payable
£52,854
Interest Charges
£10,235
HP Representative Example
36 Monthly Payments
£946
On the Road Cash Price
£42,619
Representative APR
8.9% APR
Customer Deposit
£4,262
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£38,357
Total Amount Payable
£49,692
Interest Charges
£7,073
- 2025
- / 7415 Miles
- / 1995 cc
- Bowker Preston BMW
- 2025
- / 5169 Miles
- Bowker Preston BMW
BMW X5
2021 BMW X5 xDrive40d M Sport
£43,793
PCP Available from: £621.7 p/m
HP Available from: £989.75 p/m
See Representative Example2021 BMW X5 xDrive40d M Sport
PCP Representative Example
36 Monthly Payments
£622
On the Road Cash Price
£43,793
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£4,379
Optional Final Repayment
£22,003
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
11p
Amount of Credit
£39,414
Total Amount Payable
£55,602
Interest Charges
£11,809
HP Representative Example
36 Monthly Payments
£990
On the Road Cash Price
£43,793
Representative APR
9.9% APR
Customer Deposit
£4,379
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£39,414
Total Amount Payable
£51,888
Interest Charges
£8,095
- 2021
- / 31475 Miles
- / 2993 cc
- Bowker Preston BMW