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Representative Example
Representative example – Personal Contract Purchase | 38 monthly payments of £297.01, Term of agreement 39 months, Optional final payment £8,268.59, Cash price £18,490.00, Your deposit £3,000.00, Total deposit £3,000.00, Total amount of credit £15,490.00, Total amount payable £22,554.97, Fixed rate of interest 10.9% fixed, Representative APR 10.9%. Finance example is for a used MINI Select agreement for the Countryman Cooper Exclusive with a contract mileage of 32,500 miles and excess mileage charge of 6.27p per mile. Bowker Preston Limited and Bowker Blackburn Limited are credit brokers not lenders. Finance available from MINI Financial Services Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Retail customers only. Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. ‘MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Bowker Preston Limited and Bowker Blackburn Limited introduce customers to a selected panel of lenders, which includes MINI Financial Services. We will receive a fixed commission for introducing you to MINI Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
BMW 3 Series
2026 BMW M340i xDrive Touring
£56,614
PCP Available from: £862 p/m
HP Available from: £1257.23 p/m
See Representative Example2026 BMW M340i xDrive Touring
PCP Representative Example
36 Monthly Payments
£862
On the Road Cash Price
£56,614
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£5,661
Optional Final Repayment
£23,390
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
16p
Amount of Credit
£50,953
Total Amount Payable
£69,566
Interest Charges
£12,952
HP Representative Example
36 Monthly Payments
£1,257
On the Road Cash Price
£56,614
Representative APR
8.9% APR
Customer Deposit
£5,661
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£50,953
Total Amount Payable
£66,009
Interest Charges
£9,395
- 2026
- / 4938 Miles
- / 2998 cc
- Bowker Preston BMW
BMW 5 Series
2026 BMW 530e M Sport Pro Touring
£48,986
2026 BMW 530e M Sport Pro Touring
View Details- 2026
- / 4816 Miles
- / 1998 cc
- Bowker Preston BMW
BMW 2 Series
2021 BMW 220d M Sport Gran Coupe
£19,471
PCP Available from: £305.86 p/m
HP Available from: £440.05 p/m
See Representative Example2021 BMW 220d M Sport Gran Coupe
PCP Representative Example
36 Monthly Payments
£306
On the Road Cash Price
£19,471
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£1,947
Optional Final Repayment
£8,102
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
7p
Amount of Credit
£17,524
Total Amount Payable
£24,424
Interest Charges
£4,953
HP Representative Example
36 Monthly Payments
£440
On the Road Cash Price
£19,471
Representative APR
9.9% APR
Customer Deposit
£1,947
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£17,524
Total Amount Payable
£23,071
Interest Charges
£3,600
- 2021
- / 40448 Miles
- / 1995 cc
- Bowker Preston BMW
- 2017
- / 67124 Miles
- / 1995 cc
- Bowker Preston BMW
XM
2026 BMW XM 50e
£76,444
PCP Available from: £1159.87 p/m
HP Available from: £1697.61 p/m
See Representative Example2026 BMW XM 50e
PCP Representative Example
36 Monthly Payments
£1,160
On the Road Cash Price
£76,444
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£7,644
Optional Final Repayment
£31,811
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
21p
Amount of Credit
£68,800
Total Amount Payable
£93,969
Interest Charges
£17,525
HP Representative Example
36 Monthly Payments
£1,698
On the Road Cash Price
£76,444
Representative APR
8.9% APR
Customer Deposit
£7,644
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£68,800
Total Amount Payable
£89,131
Interest Charges
£12,687
- 2613 Miles
- Bowker Preston BMW
BMW X1
2023 BMW X1 xDrive30e M Sport
£31,879
PCP Available from: £497.94 p/m
HP Available from: £720.48 p/m
See Representative Example2023 BMW X1 xDrive30e M Sport
PCP Representative Example
36 Monthly Payments
£498
On the Road Cash Price
£31,879
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£3,188
Optional Final Repayment
£13,427
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
9p
Amount of Credit
£28,691
Total Amount Payable
£40,018
Interest Charges
£8,139
HP Representative Example
36 Monthly Payments
£720
On the Road Cash Price
£31,879
Representative APR
9.9% APR
Customer Deposit
£3,188
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£28,691
Total Amount Payable
£37,772
Interest Charges
£5,893
- 2023
- / 18583 Miles
- / 1499 cc
- Bowker Preston BMW
BMW M3
2026 BMW M3 Competition M xDrive Saloon
£72,678
PCP Available from: £1043.41 p/m
HP Available from: £1613.97 p/m
See Representative Example2026 BMW M3 Competition M xDrive Saloon
PCP Representative Example
36 Monthly Payments
£1,043
On the Road Cash Price
£72,678
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£7,268
Optional Final Repayment
£33,565
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
21p
Amount of Credit
£65,410
Total Amount Payable
£89,873
Interest Charges
£17,195
HP Representative Example
36 Monthly Payments
£1,614
On the Road Cash Price
£72,678
Representative APR
8.9% APR
Customer Deposit
£7,268
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£65,410
Total Amount Payable
£84,739
Interest Charges
£12,061
- 2026
- / 2778 Miles
- / 2993 cc
- Bowker Preston BMW
BMW 3 Series
2022 BMW 320d M Sport Saloon
£20,997
PCP Available from: £350.27 p/m
HP Available from: £474.54 p/m
See Representative Example2022 BMW 320d M Sport Saloon
PCP Representative Example
36 Monthly Payments
£350
On the Road Cash Price
£20,997
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,100
Optional Final Repayment
£7,570
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
6p
Amount of Credit
£18,897
Total Amount Payable
£26,132
Interest Charges
£5,135
HP Representative Example
36 Monthly Payments
£475
On the Road Cash Price
£20,997
Representative APR
9.9% APR
Customer Deposit
£2,100
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£18,897
Total Amount Payable
£24,879
Interest Charges
£3,882
- 2022
- / 61349 Miles
- / 1995 cc
- Bowker Preston BMW
BMW X5
2025 BMW X5 xDrive30d M Sport
£57,347
PCP Available from: £742.81 p/m
HP Available from: £1273.51 p/m
See Representative Example2025 BMW X5 xDrive30d M Sport
PCP Representative Example
36 Monthly Payments
£743
On the Road Cash Price
£57,347
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£5,735
Optional Final Repayment
£30,993
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
17p
Amount of Credit
£51,612
Total Amount Payable
£71,639
Interest Charges
£14,292
HP Representative Example
36 Monthly Payments
£1,274
On the Road Cash Price
£57,347
Representative APR
8.9% APR
Customer Deposit
£5,735
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£51,612
Total Amount Payable
£66,864
Interest Charges
£9,517
- 2025
- / 12239 Miles
- / 2993 cc
- Bowker Preston BMW
BMW 1 Series
2025 BMW 120 M Sport
£26,667
PCP Available from: £367.83 p/m
HP Available from: £592.19 p/m
See Representative Example2025 BMW 120 M Sport
PCP Representative Example
36 Monthly Payments
£368
On the Road Cash Price
£26,667
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£2,667
Optional Final Repayment
£13,157
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
11p
Amount of Credit
£24,000
Total Amount Payable
£33,111
Interest Charges
£6,444
HP Representative Example
36 Monthly Payments
£592
On the Road Cash Price
£26,667
Representative APR
8.9% APR
Customer Deposit
£2,667
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£24,000
Total Amount Payable
£31,093
Interest Charges
£4,426
- 2025
- / 7604 Miles
- / 1499 cc
- Bowker Preston BMW
BMW 3 Series
2021 BMW 320i M Sport Saloon
£24,918
PCP Available from: £406.97 p/m
HP Available from: £563.16 p/m
See Representative Example2021 BMW 320i M Sport Saloon
PCP Representative Example
36 Monthly Payments
£407
On the Road Cash Price
£24,918
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,492
Optional Final Repayment
£9,481
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
7p
Amount of Credit
£22,426
Total Amount Payable
£31,100
Interest Charges
£6,182
HP Representative Example
36 Monthly Payments
£563
On the Road Cash Price
£24,918
Representative APR
9.9% APR
Customer Deposit
£2,492
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£22,426
Total Amount Payable
£29,524
Interest Charges
£4,606
- 2021
- / 15556 Miles
- / 1998 cc
- Bowker Preston BMW
- 2023
- / 35261 Miles
- Bowker Preston BMW
