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Representative Example
Representative example – Personal Contract Purchase | 38 monthly payments of £297.01, Term of agreement 39 months, Optional final payment £8,268.59, Cash price £18,490.00, Your deposit £3,000.00, Total deposit £3,000.00, Total amount of credit £15,490.00, Total amount payable £22,554.97, Fixed rate of interest 10.9% fixed, Representative APR 10.9%. Finance example is for a used MINI Select agreement for the Countryman Cooper Exclusive with a contract mileage of 32,500 miles and excess mileage charge of 6.27p per mile. Bowker Preston Limited and Bowker Blackburn Limited are credit brokers not lenders. Finance available from MINI Financial Services Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Retail customers only. Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. ‘MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Bowker Preston Limited and Bowker Blackburn Limited introduce customers to a selected panel of lenders, which includes MINI Financial Services. We will receive a fixed commission for introducing you to MINI Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
BMW X1
2025 BMW X1 sDrive18d M Sport
£32,940
PCP Available from: £468.67 p/m
HP Available from: £731.49 p/m
See Representative Example2025 BMW X1 sDrive18d M Sport
PCP Representative Example
36 Monthly Payments
£469
On the Road Cash Price
£32,940
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£3,294
Optional Final Repayment
£15,450
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
9p
Amount of Credit
£29,646
Total Amount Payable
£40,772
Interest Charges
£7,832
HP Representative Example
36 Monthly Payments
£731
On the Road Cash Price
£32,940
Representative APR
8.9% APR
Customer Deposit
£3,294
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£29,646
Total Amount Payable
£38,407
Interest Charges
£5,467
- 2025
- / 5687 Miles
- / 1995 cc
- Bowker Blackburn BMW
BMW 3 Series
2021 BMW 330e xDrive M Sport Pro Edition
£26,440
PCP Available from: £425.37 p/m
HP Available from: £597.55 p/m
See Representative Example2021 BMW 330e xDrive M Sport Pro Edition
PCP Representative Example
36 Monthly Payments
£425
On the Road Cash Price
£26,440
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,644
Optional Final Repayment
£10,428
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
7p
Amount of Credit
£23,796
Total Amount Payable
£33,065
Interest Charges
£6,625
HP Representative Example
36 Monthly Payments
£598
On the Road Cash Price
£26,440
Representative APR
9.9% APR
Customer Deposit
£2,644
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£23,796
Total Amount Payable
£31,327
Interest Charges
£4,887
- 2021
- / 25415 Miles
- / 1998 cc
- Bowker Blackburn BMW
BMW X1
2025 BMW X1 xDrive23d M Sport
£37,490
PCP Available from: £569.87 p/m
HP Available from: £847.3 p/m
See Representative Example2025 BMW X1 xDrive23d M Sport
PCP Representative Example
36 Monthly Payments
£570
On the Road Cash Price
£37,490
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£3,749
Optional Final Repayment
£16,687
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
10p
Amount of Credit
£33,741
Total Amount Payable
£47,220
Interest Charges
£9,730
HP Representative Example
36 Monthly Payments
£847
On the Road Cash Price
£37,490
Representative APR
9.9% APR
Customer Deposit
£3,749
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£33,741
Total Amount Payable
£44,420
Interest Charges
£6,930
- 2025
- / 11660 Miles
- / 1995 cc
- Bowker Blackburn BMW
- 2016
- / 19599 Miles
- / 1499 cc
- Bowker Blackburn MINI
MINI Hatch
2023 MINI 5-Door Hatch Cooper Exclusive
£20,990
PCP Available from: £292.35 p/m
See Representative Example2023 MINI 5-Door Hatch Cooper Exclusive
PCP Representative Example
36 Monthly Payments
£292
On the Road Cash Price
£20,990
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,099
Optional Final Repayment
£10,868
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
6p
Amount of Credit
£18,891
Total Amount Payable
£26,707
Interest Charges
£5,717
- 2023
- / 12136 Miles
- / 1499 cc
- Bowker Blackburn MINI
MINI Countryman
2024 MINI Countryman C
£20,990
PCP Available from: £313.48 p/m
See Representative Example2024 MINI Countryman C
PCP Representative Example
36 Monthly Payments
£313
On the Road Cash Price
£20,990
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,099
Optional Final Repayment
£9,661
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
7p
Amount of Credit
£18,891
Total Amount Payable
£26,494
Interest Charges
£5,504
- 2024
- / 43943 Miles
- / 1499 cc
- Bowker Blackburn MINI
MINI Cooper
2026 MINI Cooper C 3 Door
£25,990
PCP Available from: £351.7 p/m
See Representative Example2026 MINI Cooper C 3 Door
PCP Representative Example
36 Monthly Payments
£352
On the Road Cash Price
£25,990
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£2,599
Optional Final Repayment
£13,203
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
8p
Amount of Credit
£23,391
Total Amount Payable
£32,332
Interest Charges
£6,342
- 2026
- / 3762 Miles
- / 1499 cc
- Bowker Blackburn MINI
- 2024
- / 13344 Miles
- Bowker Blackburn MINI
MINI Hatch
2024 MINI Cooper C 3 Door
£18,990
PCP Available from: £266.04 p/m
See Representative Example2024 MINI Cooper C 3 Door
PCP Representative Example
36 Monthly Payments
£266
On the Road Cash Price
£18,990
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£1,899
Optional Final Repayment
£9,744
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
6p
Amount of Credit
£17,091
Total Amount Payable
£24,147
Interest Charges
£5,157
- 11722 Miles
- Bowker Blackburn MINI
MINI Cooper
2025 MINI Cooper C 3 Door
£19,390
PCP Available from: £259.98 p/m
See Representative Example2025 MINI Cooper C 3 Door
PCP Representative Example
36 Monthly Payments
£260
On the Road Cash Price
£19,390
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£1,939
Optional Final Repayment
£10,615
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
7p
Amount of Credit
£17,451
Total Amount Payable
£24,773
Interest Charges
£5,383
- 2025
- / 1770 Miles
- / 1499 cc
- Bowker Blackburn MINI
- 9821 Miles
- Bowker Preston MINI
- 2025
- / 8378 Miles
- / 1998 cc
- Bowker Preston MINI