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Representative Example
Representative example – Personal Contract Purchase | 38 monthly payments of £297.01, Term of agreement 39 months, Optional final payment £8,268.59, Cash price £18,490.00, Your deposit £3,000.00, Total deposit £3,000.00, Total amount of credit £15,490.00, Total amount payable £22,554.97, Fixed rate of interest 10.9% fixed, Representative APR 10.9%. Finance example is for a used MINI Select agreement for the Countryman Cooper Exclusive with a contract mileage of 32,500 miles and excess mileage charge of 6.27p per mile. Bowker Preston Limited and Bowker Blackburn Limited are credit brokers not lenders. Finance available from MINI Financial Services Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Retail customers only. Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. ‘MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Bowker Preston Limited and Bowker Blackburn Limited introduce customers to a selected panel of lenders, which includes MINI Financial Services. We will receive a fixed commission for introducing you to MINI Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
BMW 2 Series
2025 BMW 230i M Sport Coupe
£34,440
PCP Available from: £475.5 p/m
HP Available from: £764.81 p/m
See Representative Example2025 BMW 230i M Sport Coupe
PCP Representative Example
36 Monthly Payments
£476
On the Road Cash Price
£34,440
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£3,444
Optional Final Repayment
£16,966
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
14p
Amount of Credit
£30,996
Total Amount Payable
£42,758
Interest Charges
£8,318
HP Representative Example
36 Monthly Payments
£765
On the Road Cash Price
£34,440
Representative APR
8.9% APR
Customer Deposit
£3,444
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£30,996
Total Amount Payable
£40,156
Interest Charges
£5,716
- 2025
- / 3949 Miles
- / 1998 cc
- Bowker Blackburn BMW
BMW X1
2025 BMW X1 xDrive25e M Sport
£33,940
PCP Available from: £497.77 p/m
HP Available from: £753.7 p/m
See Representative Example2025 BMW X1 xDrive25e M Sport
PCP Representative Example
36 Monthly Payments
£498
On the Road Cash Price
£33,940
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£3,394
Optional Final Repayment
£15,086
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
10p
Amount of Credit
£30,546
Total Amount Payable
£41,875
Interest Charges
£7,935
HP Representative Example
36 Monthly Payments
£754
On the Road Cash Price
£33,940
Representative APR
8.9% APR
Customer Deposit
£3,394
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£30,546
Total Amount Payable
£39,573
Interest Charges
£5,633
- 2025
- / 6453 Miles
- / 1499 cc
- Bowker Blackburn BMW
- 2024
- / 17266 Miles
- Bowker Blackburn BMW
BMW 2 Series
2024 BMW M235i xDrive Gran Coupe
£27,440
PCP Available from: £389.08 p/m
HP Available from: £620.16 p/m
See Representative Example2024 BMW M235i xDrive Gran Coupe
PCP Representative Example
36 Monthly Payments
£389
On the Road Cash Price
£27,440
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,744
Optional Final Repayment
£13,813
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
11p
Amount of Credit
£24,696
Total Amount Payable
£34,844
Interest Charges
£7,404
HP Representative Example
36 Monthly Payments
£620
On the Road Cash Price
£27,440
Representative APR
9.9% APR
Customer Deposit
£2,744
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£24,696
Total Amount Payable
£32,513
Interest Charges
£5,073
- 2024
- / 19938 Miles
- / 1998 cc
- Bowker Blackburn BMW
BMW 2 Series
2024 BMW M240i xDrive Coupe
£37,940
PCP Available from: £547.63 p/m
HP Available from: £857.47 p/m
See Representative Example2024 BMW M240i xDrive Coupe
PCP Representative Example
36 Monthly Payments
£548
On the Road Cash Price
£37,940
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£3,794
Optional Final Repayment
£18,547
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
15p
Amount of Credit
£34,146
Total Amount Payable
£48,080
Interest Charges
£10,140
HP Representative Example
36 Monthly Payments
£857
On the Road Cash Price
£37,940
Representative APR
9.9% APR
Customer Deposit
£3,794
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£34,146
Total Amount Payable
£44,954
Interest Charges
£7,014
- 2024
- / 12102 Miles
- / 2998 cc
- Bowker Blackburn BMW
BMW X1
2024 BMW X1 sDrive20i M Sport
£32,440
PCP Available from: £485.5 p/m
HP Available from: £733.16 p/m
See Representative Example2024 BMW X1 sDrive20i M Sport
PCP Representative Example
36 Monthly Payments
£486
On the Road Cash Price
£32,440
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£3,244
Optional Final Repayment
£14,873
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
9p
Amount of Credit
£29,196
Total Amount Payable
£40,936
Interest Charges
£8,496
HP Representative Example
36 Monthly Payments
£733
On the Road Cash Price
£32,440
Representative APR
9.9% APR
Customer Deposit
£3,244
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£29,196
Total Amount Payable
£38,437
Interest Charges
£5,997
- 2024
- / 6344 Miles
- / 1499 cc
- Bowker Blackburn BMW
BMW M5
2026 BMW M5 Touring
£86,940
PCP Available from: £1285.87 p/m
HP Available from: £1930.7 p/m
See Representative Example2026 BMW M5 Touring
PCP Representative Example
36 Monthly Payments
£1,286
On the Road Cash Price
£86,940
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£8,694
Optional Final Repayment
£38,040
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
26p
Amount of Credit
£78,246
Total Amount Payable
£107,170
Interest Charges
£20,230
HP Representative Example
36 Monthly Payments
£1,931
On the Road Cash Price
£86,940
Representative APR
8.9% APR
Customer Deposit
£8,694
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£78,246
Total Amount Payable
£101,369
Interest Charges
£14,429
- 2026
- / 7753 Miles
- / 4395 cc
- Bowker Blackburn BMW
- 2025
- / 2926 Miles
- Bowker Blackburn BMW
BMW 3 Series
2023 BMW 320d M Sport Saloon
£28,440
PCP Available from: £454.72 p/m
HP Available from: £642.76 p/m
See Representative Example2023 BMW 320d M Sport Saloon
PCP Representative Example
36 Monthly Payments
£455
On the Road Cash Price
£28,440
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,844
Optional Final Repayment
£11,379
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
8p
Amount of Credit
£25,596
Total Amount Payable
£35,594
Interest Charges
£7,154
HP Representative Example
36 Monthly Payments
£643
On the Road Cash Price
£28,440
Representative APR
9.9% APR
Customer Deposit
£2,844
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£25,596
Total Amount Payable
£33,697
Interest Charges
£5,257
- 2023
- / 21301 Miles
- / 1995 cc
- Bowker Blackburn BMW
BMW X5
2025 BMW X5 xDrive50e M Sport
£65,940
PCP Available from: £930.29 p/m
HP Available from: £1464.34 p/m
See Representative Example2025 BMW X5 xDrive50e M Sport
PCP Representative Example
36 Monthly Payments
£930
On the Road Cash Price
£65,940
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£6,594
Optional Final Repayment
£31,371
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
17p
Amount of Credit
£59,346
Total Amount Payable
£81,689
Interest Charges
£15,749
HP Representative Example
36 Monthly Payments
£1,464
On the Road Cash Price
£65,940
Representative APR
8.9% APR
Customer Deposit
£6,594
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£59,346
Total Amount Payable
£76,883
Interest Charges
£10,943
- 2025
- / 10126 Miles
- / 2998 cc
- Bowker Blackburn BMW
BMW X4
2022 BMW X4 xDrive30d M Sport
£36,490
PCP Available from: £556.59 p/m
HP Available from: £824.7 p/m
See Representative Example2022 BMW X4 xDrive30d M Sport
PCP Representative Example
36 Monthly Payments
£557
On the Road Cash Price
£36,490
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£3,649
Optional Final Repayment
£16,132
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
8p
Amount of Credit
£32,841
Total Amount Payable
£45,941
Interest Charges
£9,451
HP Representative Example
36 Monthly Payments
£825
On the Road Cash Price
£36,490
Representative APR
9.9% APR
Customer Deposit
£3,649
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£32,841
Total Amount Payable
£43,236
Interest Charges
£6,746
- 2022
- / 20181 Miles
- / 2993 cc
- Bowker Blackburn BMW
BMW X6
2022 BMW X6 xDrive30d M Sport
£40,940
PCP Available from: £627.36 p/m
HP Available from: £925.27 p/m
See Representative Example2022 BMW X6 xDrive30d M Sport
PCP Representative Example
36 Monthly Payments
£627
On the Road Cash Price
£40,940
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£4,094
Optional Final Repayment
£17,934
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
9p
Amount of Credit
£36,846
Total Amount Payable
£51,514
Interest Charges
£10,574
HP Representative Example
36 Monthly Payments
£925
On the Road Cash Price
£40,940
Representative APR
9.9% APR
Customer Deposit
£4,094
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£36,846
Total Amount Payable
£48,508
Interest Charges
£7,568
- 2022
- / 49358 Miles
- / 2993 cc
- Bowker Blackburn BMW
