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Representative Example
Representative example – Personal Contract Purchase | 38 monthly payments of £297.01, Term of agreement 39 months, Optional final payment £8,268.59, Cash price £18,490.00, Your deposit £3,000.00, Total deposit £3,000.00, Total amount of credit £15,490.00, Total amount payable £22,554.97, Fixed rate of interest 10.9% fixed, Representative APR 10.9%. Finance example is for a used MINI Select agreement for the Countryman Cooper Exclusive with a contract mileage of 32,500 miles and excess mileage charge of 6.27p per mile. Bowker Preston Limited and Bowker Blackburn Limited are credit brokers not lenders. Finance available from MINI Financial Services Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Retail customers only. Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. ‘MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Bowker Preston Limited and Bowker Blackburn Limited introduce customers to a selected panel of lenders, which includes MINI Financial Services. We will receive a fixed commission for introducing you to MINI Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
BMW 5 Series
2025 BMW 520i M Sport Touring
£39,994
PCP Available from: £573.32 p/m
HP Available from: £888.15 p/m
See Representative Example2025 BMW 520i M Sport Touring
PCP Representative Example
36 Monthly Payments
£573
On the Road Cash Price
£39,994
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£3,999
Optional Final Repayment
£18,518
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
14p
Amount of Credit
£35,995
Total Amount Payable
£49,464
Interest Charges
£9,470
HP Representative Example
36 Monthly Payments
£888
On the Road Cash Price
£39,994
Representative APR
8.9% APR
Customer Deposit
£3,999
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£35,995
Total Amount Payable
£46,632
Interest Charges
£6,638
- 2025
- / 12097 Miles
- / 1998 cc
- Bowker Preston BMW
BMW X5
2026 BMW X5 xDrive50e M Sport
£68,440
PCP Available from: £947.69 p/m
HP Available from: £1519.86 p/m
See Representative Example2026 BMW X5 xDrive50e M Sport
PCP Representative Example
36 Monthly Payments
£948
On the Road Cash Price
£68,440
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£6,844
Optional Final Repayment
£33,561
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
18p
Amount of Credit
£61,596
Total Amount Payable
£84,946
Interest Charges
£16,506
HP Representative Example
36 Monthly Payments
£1,520
On the Road Cash Price
£68,440
Representative APR
8.9% APR
Customer Deposit
£6,844
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£61,596
Total Amount Payable
£79,798
Interest Charges
£11,358
- 2026
- / 2156 Miles
- / 2998 cc
- Bowker Blackburn BMW
M5
2026 BMW M5 Saloon
£82,997
PCP Available from: £1214.79 p/m
HP Available from: £1843.13 p/m
See Representative Example2026 BMW M5 Saloon
PCP Representative Example
36 Monthly Payments
£1,215
On the Road Cash Price
£82,997
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£8,300
Optional Final Repayment
£37,030
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
25p
Amount of Credit
£74,697
Total Amount Payable
£102,425
Interest Charges
£19,428
HP Representative Example
36 Monthly Payments
£1,843
On the Road Cash Price
£82,997
Representative APR
8.9% APR
Customer Deposit
£8,300
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£74,697
Total Amount Payable
£96,771
Interest Charges
£13,774
- 10156 Miles
- Bowker Preston BMW
- 2026
- / 6111 Miles
- Bowker Preston BMW
BMW X3
New BMW 2.0 30e 22.7kWh M Sport Auto xDrive Euro 6 (s/s) 5dr
£60,990
New BMW 2.0 30e 22.7kWh M Sport Auto xDrive Euro 6 (s/s) 5dr
View Details- 10 Miles
- Bowker Blackburn BMW
BMW 2 Series
2026 BMW 220 M Sport Gran Coupe
£28,809
PCP Available from: £378.11 p/m
HP Available from: £639.76 p/m
See Representative Example2026 BMW 220 M Sport Gran Coupe
PCP Representative Example
36 Monthly Payments
£378
On the Road Cash Price
£28,809
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£2,881
Optional Final Repayment
£15,292
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
11p
Amount of Credit
£25,928
Total Amount Payable
£35,944
Interest Charges
£7,135
HP Representative Example
36 Monthly Payments
£640
On the Road Cash Price
£28,809
Representative APR
8.9% APR
Customer Deposit
£2,881
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£25,928
Total Amount Payable
£33,590
Interest Charges
£4,781
- 2026
- / 4149 Miles
- / 1499 cc
- Bowker Preston BMW
BMW X3
New BMW 2.0 20i MHT M Sport Auto xDrive Euro 6 (s/s) 5dr
£72,990
New BMW 2.0 20i MHT M Sport Auto xDrive Euro 6 (s/s) 5dr
View Details- 10 Miles
- Bowker Blackburn BMW
BMW 3 Series
2026 BMW 320i M Sport Saloon
£33,440
PCP Available from: £481.32 p/m
HP Available from: £742.6 p/m
See Representative Example2026 BMW 320i M Sport Saloon
PCP Representative Example
36 Monthly Payments
£481
On the Road Cash Price
£33,440
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£3,344
Optional Final Repayment
£15,374
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
11p
Amount of Credit
£30,096
Total Amount Payable
£41,340
Interest Charges
£7,900
HP Representative Example
36 Monthly Payments
£743
On the Road Cash Price
£33,440
Representative APR
8.9% APR
Customer Deposit
£3,344
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£30,096
Total Amount Payable
£38,990
Interest Charges
£5,550
- 2026
- / 8480 Miles
- / 1998 cc
- Bowker Blackburn BMW
BMW 3 Series
2026 BMW 320i M Sport Saloon
£33,440
PCP Available from: £480.17 p/m
HP Available from: £742.6 p/m
See Representative Example2026 BMW 320i M Sport Saloon
PCP Representative Example
36 Monthly Payments
£480
On the Road Cash Price
£33,440
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£3,344
Optional Final Repayment
£15,439
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
11p
Amount of Credit
£30,096
Total Amount Payable
£41,351
Interest Charges
£7,911
HP Representative Example
36 Monthly Payments
£743
On the Road Cash Price
£33,440
Representative APR
8.9% APR
Customer Deposit
£3,344
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£30,096
Total Amount Payable
£38,990
Interest Charges
£5,550
- 2026
- / 7745 Miles
- / 1998 cc
- Bowker Blackburn BMW
- 2021
- / 53109 Miles
- / 1499 cc
- Bowker Preston BMW
BMW 1 Series
2025 BMW 120 M Sport
£26,440
PCP Available from: £375.4 p/m
HP Available from: £597.55 p/m
See Representative Example2025 BMW 120 M Sport
PCP Representative Example
36 Monthly Payments
£375
On the Road Cash Price
£26,440
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,644
Optional Final Repayment
£13,282
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
11p
Amount of Credit
£23,796
Total Amount Payable
£33,569
Interest Charges
£7,129
HP Representative Example
36 Monthly Payments
£598
On the Road Cash Price
£26,440
Representative APR
9.9% APR
Customer Deposit
£2,644
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£23,796
Total Amount Payable
£31,327
Interest Charges
£4,887
- 2025
- / 2685 Miles
- / 1499 cc
- Bowker Blackburn BMW
BMW X3
2022 BMW X3 xDrive20d M Sport
£34,940
PCP Available from: £550.15 p/m
HP Available from: £789.66 p/m
See Representative Example2022 BMW X3 xDrive20d M Sport
PCP Representative Example
36 Monthly Payments
£550
On the Road Cash Price
£34,940
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£3,494
Optional Final Repayment
£14,465
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
8p
Amount of Credit
£31,446
Total Amount Payable
£43,816
Interest Charges
£8,876
HP Representative Example
36 Monthly Payments
£790
On the Road Cash Price
£34,940
Representative APR
9.9% APR
Customer Deposit
£3,494
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£31,446
Total Amount Payable
£41,399
Interest Charges
£6,459
- 2022
- / 22867 Miles
- / 1995 cc
- Bowker Blackburn BMW
