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Representative Example
Representative example – Personal Contract Purchase | 38 monthly payments of £297.01, Term of agreement 39 months, Optional final payment £8,268.59, Cash price £18,490.00, Your deposit £3,000.00, Total deposit £3,000.00, Total amount of credit £15,490.00, Total amount payable £22,554.97, Fixed rate of interest 10.9% fixed, Representative APR 10.9%. Finance example is for a used MINI Select agreement for the Countryman Cooper Exclusive with a contract mileage of 32,500 miles and excess mileage charge of 6.27p per mile. Bowker Preston Limited and Bowker Blackburn Limited are credit brokers not lenders. Finance available from MINI Financial Services Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Retail customers only. Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. ‘MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Bowker Preston Limited and Bowker Blackburn Limited introduce customers to a selected panel of lenders, which includes MINI Financial Services. We will receive a fixed commission for introducing you to MINI Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
BMW X3
2019 BMW X3 xDrive30d M Sport
£29,411
PCP Available from: £585.76 p/m
HP Available from: £664.7 p/m
See Representative Example2019 BMW X3 xDrive30d M Sport
PCP Representative Example
36 Monthly Payments
£586
On the Road Cash Price
£29,411
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,941
Optional Final Repayment
£11,937
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
35 Months
Excess Mileage Charge per mile
9p
Amount of Credit
£26,470
Total Amount Payable
£34,794
Interest Charges
£5,383
HP Representative Example
36 Monthly Payments
£665
On the Road Cash Price
£29,411
Representative APR
9.9% APR
Customer Deposit
£2,941
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£26,470
Total Amount Payable
£34,848
Interest Charges
£5,437
- 2019
- / 42846 Miles
- / 2993 cc
- Bowker Preston BMW
BMW 3 Series
2026 BMW 330e M Sport Touring
£36,940
PCP Available from: £528.22 p/m
HP Available from: £820.32 p/m
See Representative Example2026 BMW 330e M Sport Touring
PCP Representative Example
36 Monthly Payments
£528
On the Road Cash Price
£36,940
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£3,694
Optional Final Repayment
£17,179
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
13p
Amount of Credit
£33,246
Total Amount Payable
£45,699
Interest Charges
£8,759
HP Representative Example
36 Monthly Payments
£820
On the Road Cash Price
£36,940
Representative APR
8.9% APR
Customer Deposit
£3,694
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£33,246
Total Amount Payable
£43,070
Interest Charges
£6,130
- 2026
- / 8079 Miles
- / 1998 cc
- Bowker Blackburn BMW
BMW M3
2026 BMW M3 Competition M xDrive Touring
£77,371
PCP Available from: £1142.69 p/m
HP Available from: £1718.19 p/m
See Representative Example2026 BMW M3 Competition M xDrive Touring
PCP Representative Example
36 Monthly Payments
£1,143
On the Road Cash Price
£77,371
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£7,737
Optional Final Repayment
£33,946
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
22p
Amount of Credit
£69,634
Total Amount Payable
£95,389
Interest Charges
£18,018
HP Representative Example
36 Monthly Payments
£1,718
On the Road Cash Price
£77,371
Representative APR
8.9% APR
Customer Deposit
£7,737
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£69,634
Total Amount Payable
£90,211
Interest Charges
£12,840
- 2026
- / 6146 Miles
- / 2993 cc
- Bowker Preston BMW
BMW X7
2026 BMW X7 xDrive40d M Sport
£72,413
PCP Available from: £937.16 p/m
HP Available from: £1608.09 p/m
See Representative Example2026 BMW X7 xDrive40d M Sport
PCP Representative Example
36 Monthly Payments
£937
On the Road Cash Price
£72,413
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£7,241
Optional Final Repayment
£39,179
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
21p
Amount of Credit
£65,172
Total Amount Payable
£90,467
Interest Charges
£18,054
HP Representative Example
36 Monthly Payments
£1,608
On the Road Cash Price
£72,413
Representative APR
8.9% APR
Customer Deposit
£7,241
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£65,172
Total Amount Payable
£84,431
Interest Charges
£12,018
- 2026
- / 5987 Miles
- / 2993 cc
- Bowker Preston BMW
BMW 5 Series
2026 BMW 530e M Sport Pro Touring
£48,781
2026 BMW 530e M Sport Pro Touring
View Details- 2026
- / 7673 Miles
- / 1998 cc
- Bowker Preston BMW
BMW X1
2025 BMW X1 sDrive20i M Sport
£32,940
PCP Available from: £467.23 p/m
HP Available from: £731.49 p/m
See Representative Example2025 BMW X1 sDrive20i M Sport
PCP Representative Example
36 Monthly Payments
£467
On the Road Cash Price
£32,940
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£3,294
Optional Final Repayment
£15,531
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
10p
Amount of Credit
£29,646
Total Amount Payable
£40,784
Interest Charges
£7,844
HP Representative Example
36 Monthly Payments
£731
On the Road Cash Price
£32,940
Representative APR
8.9% APR
Customer Deposit
£3,294
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£29,646
Total Amount Payable
£38,407
Interest Charges
£5,467
- 2025
- / 8282 Miles
- / 1499 cc
- Bowker Blackburn BMW
BMW 4 Series
2026 BMW M440i xDrive Coupe
£52,641
PCP Available from: £798.3 p/m
HP Available from: £1169 p/m
See Representative Example2026 BMW M440i xDrive Coupe
PCP Representative Example
36 Monthly Payments
£798
On the Road Cash Price
£52,641
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£5,264
Optional Final Repayment
£21,929
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
15p
Amount of Credit
£47,377
Total Amount Payable
£64,713
Interest Charges
£12,072
HP Representative Example
36 Monthly Payments
£1,169
On the Road Cash Price
£52,641
Representative APR
8.9% APR
Customer Deposit
£5,264
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£47,377
Total Amount Payable
£61,377
Interest Charges
£8,736
- 2026
- / 5883 Miles
- / 2998 cc
- Bowker Preston BMW
1 Series
New BMW 1.5 120i MHT Sport DCT Euro 6 (s/s) 5dr
£38,000
New BMW 1.5 120i MHT Sport DCT Euro 6 (s/s) 5dr
View Details- 10 Miles
- Bowker Blackburn BMW
- 2025
- / 11901 Miles
- / 1998 cc
- Bowker Blackburn BMW
BMW 1 Series
2025 BMW M135 xDrive
£33,940
PCP Available from: £491.76 p/m
HP Available from: £767.06 p/m
See Representative Example2025 BMW M135 xDrive
PCP Representative Example
36 Monthly Payments
£492
On the Road Cash Price
£33,940
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£3,394
Optional Final Repayment
£16,485
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
14p
Amount of Credit
£30,546
Total Amount Payable
£42,992
Interest Charges
£9,052
HP Representative Example
36 Monthly Payments
£767
On the Road Cash Price
£33,940
Representative APR
9.9% APR
Customer Deposit
£3,394
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£30,546
Total Amount Payable
£40,214
Interest Charges
£6,274
- 2025
- / 10258 Miles
- / 1998 cc
- Bowker Blackburn BMW
BMW IX1 EDRIVE20 SHADOW EDITION
2026 BMW iX1 eDrive20 Shadow Edition
£34,781
2026 BMW iX1 eDrive20 Shadow Edition
View Details- 2026
- / 7969 Miles
- Bowker Preston BMW
BMW 5 Series
2025 BMW 520i M Sport Saloon
£41,940
PCP Available from: £601.54 p/m
HP Available from: £931.36 p/m
See Representative Example2025 BMW 520i M Sport Saloon
PCP Representative Example
36 Monthly Payments
£602
On the Road Cash Price
£41,940
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£4,194
Optional Final Repayment
£19,401
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
14p
Amount of Credit
£37,746
Total Amount Payable
£51,868
Interest Charges
£9,928
HP Representative Example
36 Monthly Payments
£931
On the Road Cash Price
£41,940
Representative APR
8.9% APR
Customer Deposit
£4,194
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£37,746
Total Amount Payable
£48,900
Interest Charges
£6,960
- 2025
- / 4892 Miles
- / 1998 cc
- Bowker Blackburn BMW
