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Representative Example
Representative example – Personal Contract Purchase | 38 monthly payments of £297.01, Term of agreement 39 months, Optional final payment £8,268.59, Cash price £18,490.00, Your deposit £3,000.00, Total deposit £3,000.00, Total amount of credit £15,490.00, Total amount payable £22,554.97, Fixed rate of interest 10.9% fixed, Representative APR 10.9%. Finance example is for a used MINI Select agreement for the Countryman Cooper Exclusive with a contract mileage of 32,500 miles and excess mileage charge of 6.27p per mile. Bowker Preston Limited and Bowker Blackburn Limited are credit brokers not lenders. Finance available from MINI Financial Services Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Retail customers only. Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. ‘MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Bowker Preston Limited and Bowker Blackburn Limited introduce customers to a selected panel of lenders, which includes MINI Financial Services. We will receive a fixed commission for introducing you to MINI Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.
BMW 3 Series
2021 BMW 318i M Sport Saloon
£21,633
PCP Available from: £356.45 p/m
HP Available from: £488.91 p/m
See Representative Example2021 BMW 318i M Sport Saloon
PCP Representative Example
36 Monthly Payments
£356
On the Road Cash Price
£21,633
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,163
Optional Final Repayment
£8,052
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
5p
Amount of Credit
£19,470
Total Amount Payable
£26,969
Interest Charges
£5,336
HP Representative Example
36 Monthly Payments
£489
On the Road Cash Price
£21,633
Representative APR
9.9% APR
Customer Deposit
£2,163
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£19,470
Total Amount Payable
£25,632
Interest Charges
£3,999
- 2021
- / 27050 Miles
- / 1998 cc
- Bowker Preston BMW
BMW 3 Series
2024 BMW 330e M Sport Saloon
£28,490
PCP Available from: £438.58 p/m
HP Available from: £643.89 p/m
See Representative Example2024 BMW 330e M Sport Saloon
PCP Representative Example
36 Monthly Payments
£439
On the Road Cash Price
£28,490
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£2,849
Optional Final Repayment
£12,366
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
8p
Amount of Credit
£25,641
Total Amount Payable
£35,828
Interest Charges
£7,338
HP Representative Example
36 Monthly Payments
£644
On the Road Cash Price
£28,490
Representative APR
9.9% APR
Customer Deposit
£2,849
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£25,641
Total Amount Payable
£33,757
Interest Charges
£5,267
- 2024
- / 21133 Miles
- / 1998 cc
- Bowker Blackburn BMW
BMW 1 Series
2021 BMW 118i M Sport
£19,833
PCP Available from: £323.27 p/m
HP Available from: £448.23 p/m
See Representative Example2021 BMW 118i M Sport
PCP Representative Example
36 Monthly Payments
£323
On the Road Cash Price
£19,833
Annual Mileage
10000
Representative APR
9.9% APR
Customer Deposit
£1,983
Optional Final Repayment
£7,583
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
6p
Amount of Credit
£17,850
Total Amount Payable
£24,760
Interest Charges
£4,927
HP Representative Example
36 Monthly Payments
£448
On the Road Cash Price
£19,833
Representative APR
9.9% APR
Customer Deposit
£1,983
Fixed Rate of Interest
9.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£17,850
Total Amount Payable
£23,499
Interest Charges
£3,666
- 2021
- / 28104 Miles
- / 1499 cc
- Bowker Preston BMW
BMW iX2
2026 BMW iX2 xDrive30 Shadow Edition
£35,830
2026 BMW iX2 xDrive30 Shadow Edition
View Details- 2026
- / 6240 Miles
- Bowker Preston BMW
M5
2026 BMW M5 Saloon
£84,880
PCP Available from: £1241.97 p/m
HP Available from: £1884.95 p/m
See Representative Example2026 BMW M5 Saloon
PCP Representative Example
36 Monthly Payments
£1,242
On the Road Cash Price
£84,880
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£8,488
Optional Final Repayment
£37,891
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
25p
Amount of Credit
£76,392
Total Amount Payable
£104,751
Interest Charges
£19,871
HP Representative Example
36 Monthly Payments
£1,885
On the Road Cash Price
£84,880
Representative APR
8.9% APR
Customer Deposit
£8,488
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£76,392
Total Amount Payable
£98,967
Interest Charges
£14,087
- 5782 Miles
- Bowker Blackburn BMW
BMW M3
2026 BMW M3 Competition M xDrive Saloon
£70,940
PCP Available from: £1008.67 p/m
HP Available from: £1575.38 p/m
See Representative Example2026 BMW M3 Competition M xDrive Saloon
PCP Representative Example
36 Monthly Payments
£1,009
On the Road Cash Price
£70,940
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£7,094
Optional Final Repayment
£33,311
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
21p
Amount of Credit
£63,846
Total Amount Payable
£87,812
Interest Charges
£16,872
HP Representative Example
36 Monthly Payments
£1,575
On the Road Cash Price
£70,940
Representative APR
8.9% APR
Customer Deposit
£7,094
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£63,846
Total Amount Payable
£82,713
Interest Charges
£11,773
- 2026
- / 4302 Miles
- / 2993 cc
- Bowker Blackburn BMW
BMW X5
2026 BMW X5 xDrive50e M Sport
£67,480
PCP Available from: £934.74 p/m
HP Available from: £1498.54 p/m
See Representative Example2026 BMW X5 xDrive50e M Sport
PCP Representative Example
36 Monthly Payments
£935
On the Road Cash Price
£67,480
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£6,748
Optional Final Repayment
£33,071
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
18p
Amount of Credit
£60,732
Total Amount Payable
£83,751
Interest Charges
£16,271
HP Representative Example
36 Monthly Payments
£1,499
On the Road Cash Price
£67,480
Representative APR
8.9% APR
Customer Deposit
£6,748
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£60,732
Total Amount Payable
£78,679
Interest Charges
£11,199
- 2026
- / 5687 Miles
- / 2998 cc
- Bowker Blackburn BMW
BMW 5 Series
2025 BMW 520i M Sport Saloon
£40,940
PCP Available from: £596.58 p/m
HP Available from: £909.15 p/m
See Representative Example2025 BMW 520i M Sport Saloon
PCP Representative Example
36 Monthly Payments
£597
On the Road Cash Price
£40,940
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£4,094
Optional Final Repayment
£18,413
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
14p
Amount of Credit
£36,846
Total Amount Payable
£50,547
Interest Charges
£9,607
HP Representative Example
36 Monthly Payments
£909
On the Road Cash Price
£40,940
Representative APR
8.9% APR
Customer Deposit
£4,094
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£36,846
Total Amount Payable
£47,734
Interest Charges
£6,794
- 2026
- / 12272 Miles
- / 1998 cc
- Bowker Blackburn BMW
BMW X1
2025 BMW X1 xDrive30e M Sport
£38,440
PCP Available from: £572.86 p/m
HP Available from: £853.64 p/m
See Representative Example2025 BMW X1 xDrive30e M Sport
PCP Representative Example
36 Monthly Payments
£573
On the Road Cash Price
£38,440
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£3,844
Optional Final Repayment
£16,577
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
11p
Amount of Credit
£34,596
Total Amount Payable
£47,346
Interest Charges
£8,906
HP Representative Example
36 Monthly Payments
£854
On the Road Cash Price
£38,440
Representative APR
8.9% APR
Customer Deposit
£3,844
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£34,596
Total Amount Payable
£44,820
Interest Charges
£6,380
- 2025
- / 9554 Miles
- / 1499 cc
- Bowker Blackburn BMW
BMW 5 Series
2025 BMW 520i M Sport Touring
£39,940
PCP Available from: £567.1 p/m
HP Available from: £886.95 p/m
See Representative Example2025 BMW 520i M Sport Touring
PCP Representative Example
36 Monthly Payments
£567
On the Road Cash Price
£39,940
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£3,994
Optional Final Repayment
£18,799
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
14p
Amount of Credit
£35,946
Total Amount Payable
£49,446
Interest Charges
£9,506
HP Representative Example
36 Monthly Payments
£887
On the Road Cash Price
£39,940
Representative APR
8.9% APR
Customer Deposit
£3,994
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£35,946
Total Amount Payable
£46,569
Interest Charges
£6,629
- 2025
- / 16035 Miles
- / 1998 cc
- Bowker Blackburn BMW
X6
2026 BMW X6 xDrive40i M Sport
£64,940
PCP Available from: £914.26 p/m
HP Available from: £1442.13 p/m
See Representative Example2026 BMW X6 xDrive40i M Sport
PCP Representative Example
36 Monthly Payments
£914
On the Road Cash Price
£64,940
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£6,494
Optional Final Repayment
£31,003
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
16p
Amount of Credit
£58,446
Total Amount Payable
£80,467
Interest Charges
£15,527
HP Representative Example
36 Monthly Payments
£1,442
On the Road Cash Price
£64,940
Representative APR
8.9% APR
Customer Deposit
£6,494
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£58,446
Total Amount Payable
£75,717
Interest Charges
£10,777
- 8812 Miles
- Bowker Blackburn BMW
BMW 3 Series
2026 BMW 320i M Sport Saloon
£33,440
PCP Available from: £479.96 p/m
HP Available from: £742.6 p/m
See Representative Example2026 BMW 320i M Sport Saloon
PCP Representative Example
36 Monthly Payments
£480
On the Road Cash Price
£33,440
Annual Mileage
10000
Representative APR
8.9% APR
Customer Deposit
£3,344
Optional Final Repayment
£15,451
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Excess Mileage Charge per mile
11p
Amount of Credit
£30,096
Total Amount Payable
£41,353
Interest Charges
£7,913
HP Representative Example
36 Monthly Payments
£743
On the Road Cash Price
£33,440
Representative APR
8.9% APR
Customer Deposit
£3,344
Fixed Rate of Interest
8.9% P.A
Duration of Agreement
48 Months
Amount of Credit
£30,096
Total Amount Payable
£38,990
Interest Charges
£5,550
- 2026
- / 7609 Miles
- / 1998 cc
- Bowker Blackburn BMW
