Personal Contract Purchase Representative Example: Cash Price £31,990.00. Total Deposit £3,199.00. Total Amount of Credit £28,791.00. PCP Annual Mileage 8000 miles. Excess Mileage is charged at 7p per mile. First Payment of £482.17, Followed by 46 Payments of £482.17, with an Optional Final Payment of £14,472.64. Duration of Agreement is 48 Months. Fees of £0.00 are included in the payments shown. Interest Charges of £8,343.63. Total Amount Payable £40,333.63. Annual Fixed Interest Rate of 9.90%. Representative APR 9.9%. Bowker Ribble Valley Limited is a credit broker and not a lender. Finance is provided by Alphera Financial Services, Summit One, Summit Avenue, Farnborough, GU14 0FB.